All full-time students with CPF savings, or whose parents’, siblings’ or relatives’ CPF savings in their Ordinary Account have met the minimum requirement can apply for loans under CPF approved education scheme.

You must check with CPF board if you have the required minimum CPF savings for paying tuition fees.

Up to 100% of the subsidized tuition fees payable.

Provided CPF account has sufficient monies, the scheme can help to pay tuition fees for entire course.

The application period starts one month before the new semester, and ends on the second week of the new semester.

New students can apply during enrolment.

Submit an application via the Student Finance System which is accessible here.

Repayment will commence one year from the date of completion of the course or one year from the date he leaves the institution, whichever is the earlier.

Repayment may be made over a maximum period of 12 years by monthly instalments. The minimum amount repayable is $100 per month. Accelerated lumpsum repayment in multiples of $100 for each repayment is also allowed.

To find out more about the repayments and interest rates on the loan under the CPF education scheme, please visit the CPF website.

You can click here to get your answers from the frequently asked questions.

* Students who are on Mendaki Tertiary Tuition Fee Subsidy (MTTFS) or have applied for loans (e.g. Tuition Fee Loan) should proceed to adjust the precentage of Tuition Fees covered by their CPF Education Scheme so that excess deduction will not occur.

All students regardless of citizenship can apply for the loan.

Up to 75% of the subsidized tuition fees payable.

The application period starts one month before the new semester, and ends on the second week of the new semester.

New students can apply during enrolment.

Student can submit an online application form at this website here and print out the application form and Letter of Offer. Student and Guarantor are to proceed personally to any DBS Bank branch office with the following: 

• the completed Tuition Fee Loan Application Form (the “Application Form”);
• the applicant and his guarantor's original copies of identity cards or passports; and
• Letter of Offer (which must be signed in the presence of a bank officer).

Upon completion of the application with DBS Bank, please submit a copy of the endorsed application form to Republic Polytechnic One Stop Centre.

New students can submit their applications during enrolment.

For applicants who are Singaporeans/ Singapore Permanent Residents, the application form must be supported with:-

• A copy of student’s NRIC
• A copy of guarantor’s NRIC

For applicants who are non-Singaporeans, the application form must be supported with:-

• A copy of student’s passport/NRIC/FIN
• A copy of guarantor’s NRIC/FIN

Students applying for the Tuition Fee Loan scheme must obtain someone to act as their guarantor. The requirements of the guarantor are as follows:-

• Between 21 to 60 years old
• Must be a Singapore Citizen (SC) for SC students; SC/Singapore Permanent Resident (SPR) for SPR students; or SC/SPR for foreign students
• Must not be an undischarged bankrupt

Minimum amount of repayment per month: $100. Penalty interest will be charged at the rate of 1% per month for instalments in arrears.

Loans will be repaid over 10 years, beginning on 1st June or 1st December depending on the semester you graduate.

If you leave the course without completing the study, the loan will become immediately due and payable. For those with NS obligations, repayment will commence 1 year after completion of NS. For students without NS obligations, repayment will commence 1 year after graduation date or securing employment, whichever is earlier.

The Interest Rate is set at the Average Prime Lending Rate of OCBC, UOB and DBS. While the loan is interest-free during the course of study, interest will be chargeable as follows:

• Student who graduates on the 1st half of the year, interest shall accrue on 1st June of the year
• Student who graduates in the 2nd half of the year, interest shall accrue on 1st December of the year
• Student with NS obligations, interest shall accrue on the 1st day of the 2nd month immediately after the operationally ready date (ORD) (i.e. 1 month after ORD).

Interest will accrue immediately upon graduation. For those with NS obligations, the interest will be charged 1 month after ORD.

Students must be full-time Singaporeans or Singapore PR students. The loan will be awarded only to students who need financial support to pay tuition fees.

Only students who have applied for the Tuition Fee Loan Scheme and/or who have been awarded a tuition fee loan/subsidy through the CPF Approved Education Scheme or Mendaki, provided that the total amount of the aforementioned loan and/or subsidy is NOT less than 75% of the tuition fees; and with gross monthly income per capita less that S$2,400.

Up to 25% of the subsidised tuition fees payable.

The application period starts one month before the new semester, and ends on the second week of the new semester.

Newly enrolled students can apply during enrolment.

Student can submit an online application form at this website here and print out the application form and Agreement Form. Student should submit the application form together with the required supporting documents (Refer to Supporting Documents) to One-Stop Centre. Republic Polytechnic will assess the application and issue an approval letter to eligible students.

Student and Guarantor are to proceed personally to any DBS Bank branch office with the following:

• the completed Study Loan Application Form;
• the student and his guarantor's original copies of identity cards or passports; and
• Agreement Form (which must be signed in the presence of a bank officer)

Upon completion of the application with DBS Bank, please submit a copy of the endorsed application form to Republic Polytechnic One Stop Centre.

New students can submit their applications during enrolment.

For all applicants, the supporting documents include:-

• A copy of student’s NRIC
• A copy of the family members’ NRIC (if not, then birth certificates)
• Income statements of family members who are gainfully employed

Students applying for the Tuition Fee Loan scheme must obtain someone to act as their guarantor. The requirements of the guarantor are as follows:-

• Between 21 to 60 years old
• Must be Singapore Citizen or Singapore Permanent Resident
• Must not be an undischarged bankrupt

Loans will be repaid over 2 years (Tier 1) or 5 years (Tier 2), beginning on 1st June or 1st December depending on the semester you graduate. Please see table below for more information.

If you leave the course without completing the study, the loan amount and any and all interest payable thereon will immediately become due and payable. For those with NS obligations, repayment will commence on the 1st day of the 3rd month immediately following the student’s operationally ready date (ORD), i.e. 2 months after the student’s ORD. Students without NS obligations, repayment will commence 6 months after graduation date or securing employment, whichever is earlier.

Minimum amount of repayment a month: $100. Penalty interest will be charged at the rate of 1% per month for installments in arrears.

Interest will accrue immediately upon graduation. For those with NS obligations, the interest will be charged 1 month after ORD.

Students must be full-time Singaporeans or Singapore PR students. The loan will be awarded only to students who need financial support to maintain living expenses.

Only students who have applied for the Tuition Fee Loan Scheme and/or who have been awarded a tuition fee loan/subsidy through the CPF Approved Education Scheme, Mendaki, or Study Loan A provided that the total amount of the aforementioned loan and/or subsidy is NOT less than 100% of the tuition fees; and with gross monthly income per capita less that S$2,400.

Component B: Up to $2000 for any 2 consecutive semesters, to meet living expenses. Successful applicants will be given $1000 per semester.

The application period starts one month before the new semester, and ends on the second week of the new semester.

Newly enrolled students can apply during enrolment.

Student can submit an online application form at this website here and print out the application form and Agreement Form. Student should submit the application form together with the required supporting documents (Refer to Supporting Documents) to One-Stop Centre. Republic Polytechnic will assess the application and issue an approval letter to eligible students.

Student and Guarantor are to proceed personally to any DBS Bank branch office with the following:

• the completed Study Loan Application Form;
• the student and his guarantor's original copies of identity cards or passports; and
• Agreement Form (which must be signed in the presence of a bank officer)

Upon completion of the application with DBS Bank, please submit a copy of the endorsed application form to Republic Polytechnic One Stop Centre.

Newly enrolled students should get ready to submit at the enrolment center.

For all applicants, the supporting documents include:-

• A copy of student’s NRIC
• A copy of the family members’ NRIC (if not, then birth certificates)
• Income, CPF or Tax statements of family members who are gainfully employed

Students applying for the Tuition Fee Loan scheme must obtain someone to act as their guarantor. The requirements of the guarantor are as follows:-

• Between 21 to 60 years old
• Must be Singapore Citizen or Singapore Permanent Resident
• Must not be an undischarged bankrupt

Loans will be repaid over 2 years (Tier 1) or 5 years (Tier 2), beginning on 1st June or 1st December depending on the semester you graduate. Please see table below for more information.

If you leave the course without completing the study, the loan will become immediately due and payable. For those with NS obligations, repayment will commence on the first day of the third month immediately following the student’s operationally ready date (ORD), i.e. 2 months after the student’s operationally ready date. Students without NS obligations, repayment will commence 1 year after graduation date.

Minimum amount of repayment a month: $100. Penalty interest will be charged at the rate of 1% per month for installments in arrears.

Interest will accrue immediately upon graduation. For those with NS obligations, the interest will be charged 1 month after ORD.

Students are eligible for the Tertiary Tuition Fee Subsidy only if all the following conditions are met:

• You are a Singapore Citizen or a bone fide resident of Singapore and one of your parents (including adoptive parent and step- parent), living or deceased, is a Singapore Citizen.
• Your race as stated in your NRIC is Malay (which includes Boyanese, Javanese, Banjarese, Bugis and Indo extract).
• Your total gross monthly family income does not exceed S$3,000. You will enjoy:
  1. 100% subsidy if your gross monthly family income is S$2,000 and below
  2. 70% subsidy if your gross monthly family income is between S$2,001 and S$3,000.
• You are receiving the MOE Tuition Grant.
• You are pursuing first diploma or degree on full-time basis at a local government tertiary institution. (Refer to application form)

Up to 100% of the subsidized tuition fees payable.

- 100% subsidy if your gross monthly family income is S$2,000 and below
- 70% subsidy if your gross monthly family income is between S$2,001 and S$3,000

The application period starts one month before the new semester, and ends on the second week of the new semester.

New students can apply during enrolment.

Submit an application via the Student Finance System which is accessible here.

Applicants must ensure that the following documents are attached together with their application form before submission:

• Applicant's Photograph (Passport-sized)
• Applicant's birth certificate
• Applicant's NRIC
• Father's Identity Card
• Mother's Identity Card
• Spouse's Identity Card (if applicable)
• Certificate(s) of death (if applicable)
• Certificate of marriage/ divorce/ remarriage (if applicable)

For applicants who are not Singapore Citizen by birth, please also attach the following documents:

• Applicant's Singapore Citizenship certificate
• Father's Singapore Citizenship certificate
• Mother's Singapore Citizenship certificate

Each working family member must submit a photocopy of his/her latest income advice. If the advice is unavailable, please submit a photocopy of:

• Endorsed statement of gross monthly income from employer; or 
• Latest CPF account statement; or
• Income tax assessment returns

If income advice is unavailable due to self-employment, working on ad-hoc or part-time basis, the family member must submit a signed self-declaration letter along with photocopy of:

• Latest CPF account statement; or
• Income tax assessment returns

The complete checklist of the supporting documents required is listed in the application form itself.

Applicants should follow the checklist stipulated in the application form and submit all the required supporting documents.

The PSEA scheme helps parents save for their children’s post-secondary education by maintaining a Post-Secondary Education Account (PSEA) for each eligible child.

This is part of the Government’s efforts to encourage every Singaporean to complete his post-secondary education. It also underscores the Government’s commitment to support families in investing in the future education of their children, and to prepare them for the economy of the future.

PSEA is not a bank account. It is administered by the Ministry of Education and is opened automatically for all eligible Singaporeans.

Up to 100% of the tuition fees and annual supplementary fees (i.e. enrolment fees) payable subject to sufficient funds in PSEA.

For students who are applying for PSEA (Standing Order), the application period starts one month before the new semester and ends on the second week of the new semester.

For students who are applying for PSEA (Ad-Hoc), the completed application form may be submitted to the One-Stop Counter whenever the student wishes to withdraw funds from his/her PSEA for the payment of his/her fees..

New students may submit their application forms during enrolment.

The PSEA application form can be obtained from the One-Stop Centre in Republic Polytechnic.

Alternatively, you may proceed to download the application forms below:-

• PSEA (Standing Order)(Download)
• PSEA (Ad-Hoc)(Download)

For enquiries on PSEA scheme, you can contact MOE at (65)6260 0777. You may also send an email to MOE through contact@moe.edu.sg.

* For students who have applied for PSEA (Standing Order) and CPF Education Scheme, kindly note that deduction will be made from the PSEA account first. Only in the event where the funds in the student's PSEA has been exhausted will the deduction be made from the CPF account.

You can click here to get your answers from the frequently asked questions.