FAQs

If you don’t make your payment on time, the Polytechnic reserves the right to take legal action or even deregister you if the outstanding amount isn’t cleared.

You can check everything from your school fee amount to your payment history and more by logging in to SNApp. This gives you full access to your student finance information in one place.

You’ll only need to pay 50% of the school fees if you meet both of the following criteria:

1. You’re in your seventh semester or beyond, and

2. You’re taking less than 10 modular credits.

If you don’t meet both conditions, you’ll need to pay the full school fees for the repeated semester.

Interbank GIRO

The recommended mode of payment is eGIRO.

To apply, simply submit your GIRO application online through RP’s eGIRO portal. For step-by-step instructions, refer to the User Guide [PDF, 2.3 MB].

*If you’re a newly enrolled student, your RP account will only be activated after you’ve completed the onboarding process. You’ll be able to submit your GIRO application via RP’s eGIRO portal only after your RP account activation is complete.

E-payment

You can pay your school fees online using major credit or debit cards (VISA and MasterCard) or PayNow. Here’s what to take note of when making an e-payment:

1. If you’re an existing student, please make your payment through SNApp.

2. If you’re an ex-student, please make your payment here.

3. Always keep a copy of your payment acknowledgement for your records.

PayNow

You can also pay directly using your mobile banking app. Just remember to include your full student name and student ID in the “Reference/Description” field so that your payment is properly recorded.

Payment via Flywire

RP has partnered with Flywire to give you an easy and secure method of paying your school fees from overseas, offering competitive foreign exchange rates.

With Flywire, you’ll enjoy:
• The ability to track your payment from start to finish
• Payment from any country or bank (bank transfer, Credit Cards, etc.)
• Lower bank charges compared to traditional transfers
• 24/7 multilingual support, giving you peace of mind throughout the process

Visit rp.flywire.com to learn more or make your payment. For step-by-step help, please click here for the detailed payer guide.

Submitting an eGIRO allows you to make payments to RP seamlessly from your bank account. It also ensures you receive refunds, bursaries, scholarships, and academic prizes directly. You can use your account or a parent’s. Once you select your bank, you’ll be prompted to log in via internet banking.

No—you’ll need SingPass to log in. If you haven’t registered, go to https://ask.gov.sg/singpass.

For other SingPass-related questions, visit https://www.singpass.gov.sg for more information.

It usually takes around 5 working days from submission via the eGIRO portal for your status to be reflected in SNApp.

Once approved, your bank details will show in SNApp under Financial Matters → Accounts maintained with RP. If no record appears in SNApp, you’ll need to apply online via RP’s eGIRO.

You’ll be informed of the deduction date via your RP email, at least one week before it happens. For example, if the deduction date is 15 February, you’ll be notified by 9 February.

There is only ONE GIRO deduction per semester after the tax invoice is sent.

Your invoice will clearly state if fees will be deducted via GIRO. Make sure there are sufficient funds in your designated bank account on the stipulated deduction date.

If you have applied eGIRO via RP’s eGIRO portal, log in to the portal to terminate the arrangement. You may refer to the User Guide [PDF, 2.5 MB] for more information. Termination takes about 5 working days.

If you have previously submitted your termination request, you can submit a new eGIRO application with the updated bank account via RP’s eGIRO portal.

If you do not have a GIRO arrangement with RP, submit your NRIC-linked PayNow account info via SNApp. After offsetting outstanding fees, bursary balances will be credited to your PayNow account.

If you're applying for more than one financial scheme, here’s the order in which your tuition fees will be deducted:

1. Mendaki Tuition Fee Subsidy

2. Post-Secondary Education Account (PSEA)’

3. CPF Education Loan Scheme (CPF-AES)

4. MOE Tuition Fee Loan

Once your application for a financial scheme is approved, it remains valid for your entire course duration. You won’t need to reapply each semester.

As an international student, you can apply for the Tuition Fee Loan to help manage your tuition payments.

Yes—you’re responsible for paying your fees if your application isn’t submitted during the application period. Also, if your approved scheme does not cover supplementary fees, you’ll need to pay those separately.

Yes, you can—as long as you meet the eligibility criteria for each one. For more information, visit our website.

Downloading the digibank lets you verify your identity quickly and securely when applying for the loan online. Also, when you go through the digibank authentication process, we will then be able to auto-populate the digital form with your particulars based on the Bank’s records to save you the hassle of filling it in.

Once you’ve set it up, you’ll be able to access a range of the bank’s numerous digital services, including loan-related digital services such as:

• Change in Loan Quantum/Change of First Disbursement Year and Semester

• Deferment of Loan Repayment and/or Interest

• Change of Guarantor

• Loan Repayments

No—you’ll need digibank to complete the digital loan application.

Submission of hardcopy application forms is currently only applicable if your guarantor is a foreigner who is not living or working in Singapore. To request the form, email help-schoolfee@rp.edu.sg. You’ll need to submit the hardcopy in person at the DBS Raffles Place Branch.

If you’re a foreigner, you’ll need to open a bank account as part of the digibank registration process. That’s because some extra identity checks can only be completed when opening the account.

Please be reassured that there is no financial commitment that is required —My Account has no service charge, no initial deposit, and no minimum balance.

You can reach out directly to DBS Customer Support if you run into issues.

Yes. Once you submit your application, you’ll receive a confirmation email with clear steps on how to track your application status.

It’ll take about 7 working days after we receive the full application and your guarantor has completed their part of the digital application. Do remind your guarantor to complete their section. To avoid unnecessary delays, please also watch out for any emails from the Bank in case we need to reach you for further clarification or documents.

Yes, you’ll receive an official letter from DBS once your application has been approved.

It depends on:

1. The percentage of the loan quantum

2. The available CPF withdrawal limit of the CPF member’s account (e.g. your parent’s CPF)

You’ll need to pay any remaining fees that aren’t covered by the scheme.

If you want to stop using CPF for your fees, you’ll need to submit the CPF Education Revocation Form online to revoke the authorisation for use of your CPF savings for education. Once that’s done, you must then make arrangements to settle your tuition fees using another payment method.

You can refer to the change of CPF holder procedure here.

*Important: From 1 April 2024, foreign students will no longer be eligible for the CPF Education Loan Scheme.

Please refer to MOE TFL Infographic [PDF, 271 KB].