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Republic Polytechnic

CPF Education Scheme

Depending on the Available Withdrawal Limit for Education and CPF Board’s rules, you can use your own CPF savings, or those of your siblings, spouse, parents or step-parents, to cover up to 100% of your subsidised tuition fees—subject to CPF Board approval.

Last updated 5 March 2026

How to apply

If you're a Singapore Citizen or Singapore Permanent Resident, log in to the CPF Website and submit your application online using Singpass.

* From 1 April 2024, foreign students will no longer be eligible for the CPF Education Loan Scheme.

Application period

  • Semester 1: 15 Feb - 30 Apr

  • Semester 2: 12 Sep - 28 Oct

For more information

You can refer to our Frequently Asked Questions page or log in to the CPF website using your Singpass and go to Other Schemes > Education Loan Scheme.

Note 1: If you’ve also applied for the PSEA Standing Order, deductions will be made from your PSEA first. CPF deductions will only begin after your PSEA funds have been fully used.

Note 2: If you plan to use your PSEA for an overseas trip, wait until 6 weeks before the SOT period to submit the PSEA Standing Order application—this ensures your balance stays intact for the trip.

You’ll need to terminate your Standing Order (SO) instruction once your overseas trip payment has been successfully deducted. If not, the SO will continue to be used to deduct all fees (except fines), including your school fees.